Fast Business Loans Equity Business Loans
(Line of Credit)
Unsecured Business Loans
Loan range $2,000 - $50,000 $20,000 - $1,000,000 $2,000 - $300,000
Pre-approval time 5 minutes 1 - 3 hours 5 minutes
Business stage Start-up or established Start-up or established Established
Loan term 1 - 36 months 1 - 36 months 1 - 12 months
Bad credit history OK OK Considered
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Want a Personalised Funding Solution?

Email us at with your scenario and contact number, and we will provide you with a solution within one working day. Not only do we provide business loans, we also offer short term financing, second mortgages and longer term financing.

Fast and Easy Online Business Loans Lender

At Max Funding, you can borrow from $2,000 to $1,000,000 for business loans, and the application and approval processes are fast and easy. Because everything is done online, you can apply anywhere at any time.

We understand businesses may need cash flow urgently to ensure smooth business operation, so we designed our application process to be as easy and fast as possible:

  • Fill out the pre-approval form simply inform us about how much you need, the purpose of the loan, and your credit history.
  • Fill out an application form - it will take you only a few minutes to give us the information we need to better understand your situation.
  • Receive within minutes a notification of our decision by SMS or email.
  • Upload the required documents to us - and we will place your funding in your account as soon as possible.

Find the Best Solution for Your Business from Max Funding

Every business is different. At Max Funding, we offer different types of business loans: Fast Business Loans, Equity Business Loans, and Unsecured Business Loans. We can help you find the business loan that suits your situation and needs.

Unlike banks and other lenders, we care more about our customers' present and future than about their past, so don’t worry too much if you have a bad credit history.

Max Funding - helps thousands of businesses resolve their funding problems every year, especially small and medium enterprises. With years of experience and knowledge, we can provide the best solution for your business. Don’t hesitate to contact us, if you want to apply for a business loan or have any questions.

The factors that affect borrowing power

It’s crucial that you manage your expectations before you start your search for short-term finance. Several factors can limit (or boost) the amount that you can borrow.

These include the following:

  • Your current commitments and income. The amount of debt that you currently have will affect how much you can borrow. Some lenders may even reject an application based on the fact that you already have a lot of debt. Your income also plays a role. Lenders want to see that you’re able to make your repayments through your current income.
  • Your credit score. Bad credit can prevent you from accessing some forms of finance altogether. Issues such as late payments, multiple loan applications, and defaults could come back to haunt you. Thankfully, there are lenders, such as Max Funding, who can help those with bad credit. Still, your credit score has an effect on your borrowing power.
  • The type of finance. The type of finance you try to access can also have an effect on your borrowing power. For example, it’s likely you’ll be able to borrow more through long-term finance than short-term finance. However, you’ll also face tighter criteria and end up paying more interest over a longer period. Sometimes, it’s better to choose a different type of finance than you originally envisioned.
  • Your existing assets. In our client’s case, their existing assets played a role in determining how much they could borrow. The client put up both a residential property and their development site as security. This enabled them to access $550,000. Most lenders will look at your assets and how you can use them to determine your borrowing power.

FAQs about Business Loans

Generally, a good credit score falls within the range of having a credit rating of 600+. Creditworthiness is determined by one’s ability to fulfill positive credit actions, such as paying on time, and being sensible with their requested loan amount.
However, here at Max Funding, we believe in second chances and understand that financial difficulties can be a sources of stress for small businesses. As such, we cater our services to businesses of all sizes and have designed our criteria to ensure each client is treated equally regardless of their credit history.
With Max Funding, it’s easy. To qualify for our easy to be eligible application form, you must have or are planning to apply for an ABN, are over the age of 18 years old, and are confident that the loan repayments are affordable to you.
Max Funding has a fast and efficient application process form which takes only 5 minutes. It is also easy to be eligible for funding, with very few lending criteria. On top of this, there are no restrictions as to how you are able to use the funds, it is very much up to you to decide how the funding will be used.