Fill out our online pre-approval form - it'll take only a few minutes to complete.
Upload a few documents from your mobile or computer - make sure they are legible.
Sign the contract, sit back and wait for the money to be deposited into your account, once we have done our final checks.
Hold onto your hats because the numbers are going to blow you away.
In August 2023, businesses in Australia committed to a whopping $1.9 billion in equity finance, which was a 32.4% increase from the previous year.
It's primarily being snapped up by professional services, mining, and the information media and telecommunication sectors.
That's not all.
The venture capital and later-stage private equity (VC&LSPE) activity segment, which zeroes in on high-growth and innovative businesses, raised an impressive $4.6 billion in 2018-19.
A huge chunk came from pension funds and foreign investors, with a sprinkle from the government and corporations.
Well, it means there's plenty of money out there to help grow your business.
The booming equity finance market in Australia also reflects the country's strong economy and entrepreneurial spirit.
It's a great sign that investors will take risks and bet on Australian businesses.
But before you start dreaming about all the ways you can use this newfound capital, it's essential to understand equity business loans.
Venture capitalists are high-rolling investors who always prowl for promising businesses and innovative ideas.
They usually step in during the early stages of a business, offering a hefty sum of money in exchange for an ownership stake.
According to the Australian Private Equity and Venture Capital Association, VC investments hit an all-time high in 2019 with $1.3 billion in total investments.
So, there's a lot of moolah to go around.
Don't be fooled by the celestial name; these investors aren't quite guardian angels, but they're close.
Angel investors are typically wealthy individuals who invest their personal funds into startups, often in exchange for equity.
In Australia, angel investors have consistently been a significant source of early-stage capital.
A report by the Australian Centre for Entrepreneurship Research states that Angel investment in Australia during 2016-17 was valued at $29 million.
Private equity is like the big sibling of venture capital.
PE firms usually invest in established businesses that need capital for expansion or restructuring.
They invest much more money and want a larger piece of the pie.
The PE sector in Australia is robust, with over $30 billion in assets under management as of 2019.
| Suitable For |
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| Pre-approval Time | 1 to 2 hours |
| Settlement Time | 3 to 5 days |
| Loan Term | 1 month - 36 months (including term extension) |
| Flexible Repayment | We can design a repayment plan that fits your cash flow. This can be a periodical repayment (e.g. monthly), a lump sum payment, or a combination of your choosing. To ease your commitment and allow maximum flexibility, a loan term extension may be available. |
| Indicative Loan Amount | $100,000+ |
| Asset Eligibility Criteria | Real estate property (mortgaged OK) |
| Financial Statement | Optional |
| Dedicated Account Manager | Yes |
| Tax Deductible | Yes |
| Interest Rate | Our interest rate is as low as 1.50% per month. We are very confident that our rate is one of the lowest in the market, if you do find a lower rate, let us know, and we will try to beat it. |
| Save Interest |
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At its core, an equity business loan is like an investor to your business party, and they're bringing in the funds.
In return, they get a share of your business (or a slice of your party cake, if you will).
This means they'll also have a say in how you run the show.
So, you're gaining funds but losing some of your autonomy.
Equity financing can be a real lifesaver for businesses that need significant capital or those with a high-risk profile that might have trouble securing debt funding.
The investor takes on the risk.
If your business goes belly-up, you don't have to pay back the investment.
Now, let's take a gander at an example, shall we?
Suppose you're the owner of an innovative tech start-up in Sydney.
Let's call it "Techaroo."
Techaroo has a revolutionary idea for an eco-friendly electric car, but you're a bit strapped for cash.
Enter the equity business loan.
You pitch your business idea to a venture capital firm.
They're impressed by your plan, and they agree to invest $2 million for a 20% stake in Techaroo.
This means they now own 20% of your company and will expect a return on their investment if Techaroo succeeds.
They bring in industry expertise, mentorship opportunities, and a vast network of connections that could help your business grow.
It's a win-win situation.
Your business gets the much-needed capital, and the venture capitalist gets to invest in a promising venture.
Now that you've mastered the basics and understood what an equity business loan is, its types and how it works (you're practically a pro now), let's shift gears and navigate the eligibility landscape.
So, strap in and let's delve into the question on everyone's lips - Who can apply for an Equity Business Loan?
Startups with a unique business concept and high growth potential can attract equity investors.
Such businesses often haven't reached profitability yet and could use the funds to expedite their growth.
Businesses operating in volatile industries or markets that traditional lenders might consider risky can opt for equity financing.
The risk is shared by the investor in this case, making it easier for such businesses to secure funding.
Businesses with considerable capital requirements, like manufacturing firms or tech startups, could benefit from equity financing.
The large funds can help them invest in costly machinery, R&D, or market expansion.
If a business wants to preserve its cash flow instead of channelling it towards loan repayment, equity financing is a good option.
The funds can be used to reinvest in the business instead of paying off debt.
Equity loans are best for innovative startups with a high-risk, high-reward business model.
Such companies can attract equity investors interested in innovative ideas and high-potential returns.
Businesses planning to expand into new markets or launch new product lines might need substantial capital.
Equity financing can provide the necessary funds while bringing on board investors who provide valuable guidance or connections.
Businesses without a steady revenue stream (often startups) may struggle to secure traditional loans.
Equity financing is a fitting option since repayment is not required, making it less risky for the business.
In a nutshell, equity business loans are a viable option for various businesses, from innovative startups to high-risk ventures, offering them the financial boost they need while balancing risks.
Now that we've got the who's who sorted let's pivot and explore how an equity business loan can turbocharge your business.
Rev up those engines, folks, because we're about to dive headfirst into the world of opportunities that an equity business loan can unlock for your business.
Equity business loans can provide the necessary funds for businesses to expand their operations, venture into new markets, or increase their product range.
For example, Uber used equity financing to expand globally.
Investors often bring more than money to the table.
They can provide industry knowledge, strategic advice, and valuable business connections.
Facebook, for instance, benefited from the expertise of its equity investors.
Since equity loans don't need to be paid back in case of business failure, they pose less financial risk than debt funding.
Google, although now a multinational giant, started out with equity financing to minimise financial risk.
Equity financing allows businesses to use their revenue to grow and expand rather than repaying a loan.
Amazon leveraged this advantage in its early stages to reinvest in itself and grow rapidly.
They have played a vital role in the success stories of global giants like Uber, Facebook, Google, and Amazon, helping them scale new heights.
But hold your horses.
Before you crack open the champagne and start celebrating your future success, let's highlight the full picture.
Like everything in life, equity business loans come with their share of pros and cons.
So, buckle up, folks, as we hit the gas and swerve into the nitty-gritty of the benefits and potential downsides of Equity Business Loans.
Equity business loans can pump the fuel your business needs to soar high but be prepared for potential turbulence.
Now, let's fasten our seat belts and prepare for landing as we delve into how to secure one of these coveted equity business loans.
Say 'g'day' to Max Funding, your one-stop-shop for Equity Business Loans in Australia.
We know you've been on a wild goose chase on the internet, trawling through countless websites, hoping to find a life jacket in the choppy waters of business financing.
You've been knocking on bank doors, only to be met with 'REJECTED' signs citing stiff requirements and auto-reply rejection emails.
Max Funding is like the friendly neighbour in the Aussie outback, always ready to lend a hand, or in this case, the funds your business needs to hit the big time.
Say goodbye to hoops and hello to hassle-free applications with Max Funding.
We understand that not all businesses are the same, so we offer tailored solutions that fit your needs like a glove.
Now you can sit back, crack open a cold one, and watch Max Funding pave the way for your business's next chapter.
"Impressive Service"
“At Miller's Tech Solutions, we needed a quick influx of capital to meet growing demands. Max Funding came through for us! We got a loan of $75,000. The application was ridiculously quick, and before we knew it, we had the funds transferred to us.”
"Reliable and Speedy"
“When I applied for an equity business loan of $100,000 from Max Funding for my construction business, I was astounded by the promptness of their service. The application process was straightforward, and the funds were transferred quickly. Max Funding, you're the real deal.”
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