Start Up Business Loans
in Australia

Designed just for start ups

Bad credit? OK!
Easy eligibility
Decision in five minutes
Get up to $1 million
Maxfunding Rating


4.91 Based on 10 reviews
See some of the reviews here.

4.9 5

I am very thankful

Max Funding really provided much needed financial assistance when I required it. I am very thankful, and definitely recommend them to other owners out there.

4.8 5

additional capital

If you're a business owner, or wish to own a business in the future, Max Funding is a great place to get some additional capital.

4.8 5

They were great to work with!

I reached Max Funding during a period where my business required additional finance to purchase more inventory. They were great to work with!

5 5


As a aspiring business owner, I had no credit record and was denied funding from banks. I turned to Max Funding to obtain a start-up loan, and words can not explain how thankful I am for their assistance.

4.9 5

easy application process

Max Funding is one of the better financiers I have worked with. They have a very easy application process, which is easy to be eligble.

5 5

I highly recommend.

I have no complaints at all. The service team was able to answer my questions and was very patient with me. I highly recommend.

4.8 5

Very professional

Very happy with their service. Very professional.

4.9 5

quick source of finance

If you ever need a quick source of finance, Max Funding is the way to go

5 5

Very thankful

Time and time again Max Funding has proved to be a reliable source of finance. Very thankful

5 5

never fails to deliver

Max Funding never fails to deliver, keep up the good stuff guys!

What is a new business loan or start up business loan?

Start up business loan is very straightforward, it is one of the most popular products we offer here at Max Funding.

Over 80% of Australians dream about owning their own business. However, the first challenge for many of these new business owners is the lack of funding. Typically business owners don't have enough business experience and find it difficult to obtain loans from mainstream banks and lenders in Australia.

Here at Max Funding, we understand these struggles new business owners are faced with. We have revised out criteria so that it is much easier for new businesses to get a loan from us. We are new business friendly, and unlike traditional banks, we don't require a business plan, or a credit check for our pre-approval. We cater specifically to start-up businesses through our unsecured business loan solutions.

Banks not an option for start-ups

It is clear banks have turned a blind eye to start-ups. To these banks, new businesses are placed under a high-risk category, hence are more inclined to cater towards more well-established businesses that have demonstrated proven profitability within their full financial statements over the past 2-4 years.

Start-ups have it tough, even getting a business credit card or overdraft facility is out of the question for these businesses.

Start a business when you are on Centrelink benefits

Newstart Allowance is a primary benefit for the unemployed designed to cater for short term unemployed difficulties. To start fresh, a lot of Centrelink recipients have chosen to be their own boss and for most, it’s the best decision they can ever make. Nowadays, there are many industries that have low startup costs such as personal trades or service. It can’t get any easier to start than it is now!

Max Funding focuses on these new businesses that are overlooked by banks. We operate under the belief these start-up businesses deserve more, apply with us today to receive the funding you deserve along with a flexible repayment option.

Got bad credit record? We can still help.

As you might be aware, having a poor credit history can affect your ability to borrow. But at Max Funding, we would still like to give you a second chance. Whether you have 1 credit default, was bankrupted or have 10 defaults, apply online and get a decision instantly.

$142,546,168 - Funding Requested


Funding Requested

We have assisted many Australian businesses with millions in funding.

8,596+ - Businesses Funded


Businesses Funded

We are dedicated to assisting business owners with their financial needs.

131 - Industries Covered


Industries Covered

Max Funding serves all industries operating in Australia.

Fast approval for new business loans from Max Funding

If you are seeking financial help for your start up business in Australia, Max Funding is your best choice.

Timing is crucial for your start-up, and Max Funding is committed to providing the best funding option tailored to your business needs. It’s easy - start with our quick pre-approval form. It can provide you with a good indication of your eligibility in just five minutes.

  1. Fill out our online pre-approval form - it'll take only a few minutes to complete.
  2. Upload a few documents from your mobile or computer - make sure they are legible.
  3. Sit back and wait for the money to be deposited into your account, once we have done our final checks.

Funding difficulties are always very stressful for small businesses, especially for start up businesses, who don’t have the trading history and financial records to support them in getting a loan from banks in Australia.

But if you apply with Max Funding, your problems could be resolved easily. We are willing to give start-ups a chance. Instead of long waiting time, Max Funding provides same-day loans to assist you in starting your business as soon as possible. If you are interested in our services or have any question, don’t hesitate to contact us.

Why Max Funding start-up business finance?

When looking for start up business funding, Max Funding - Australian leading business lender - can help you. With many years of experience in business lending, Max Funding can walk you through the steps for starting a business and securing the initial financing your business needs. It is essential to the success of your business for you to have enough capital to fund activities to establish an initial client base. To alleviate these issues, consider our business loan for start-up.

Max Funding has been servicing the lending market for more than eight years, and we are friendly to small sized business.

Our experts understand every aspect of your business needs. Unlike big banks, which have long processing times for loan applications, our friendly specialists will contact you at your earliest convenience.

Finding the right loan for your business is not an easy task. However, Max Funding has made it easy for you. With our suitable loan terms that suit your business needs, we’ll devise a plan that suits your small start up business. Unlike traditional banks, we consider clients with bad credit - we believe your history does not define who you are today. Apply online bad credit business loans.

With no hidden charges. Max Funding has the loan product that's right for you, whether secured or unsecured (no collateral).

3 best ways to raise capital for your business

FAQs about start-up business loans

Do you have a question that has not been answered above?