Start Up Business Loans
in Australia

Bring your dream to reality

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Start up Business Loans - Fact Sheet

Suitable For
  • Start-ups
  • Established business owner
  • Commercial property investors
  • Bad credit history
Pre-approval Time
1 hour to 2 hours
Settlement Time
1 day to 3 days
Loan Term
1 month - 36 months (including term extension)
Flexible Repayment

We can design a repayment plan that fits your cash flow.

This can be a periodical repayment (e.g. monthly), a lump sum payment or a combination of your choosing.

To ease your commitment and allow maximum flexibility, a loan term extension may be available.

Indicative Loan Amount
$10,000 to $100,000
Asset Eligibility Criteria
Real estate property (mortgaged OK)
Financial Statement
Dedicated Account Manager
Tax Deductible
Interest Rate

Our interest rate is as low as 1.50% per month.

We are very confident that our rate is one of the lowest in the market, if you do find a lower rate, let us know, we will try to beat it.

Save Interest
  • Pay-off loan early
  • Extra repayments lower the balance

*Information provided on fact sheet is for reference only as we can tailor products to your requirement. Please contact us for further information.

What is a new business loan or start up business loan?

Start up business loan is very straightforward, it is one of the most popular products we offer here at Max Funding.

Over 80% of Australians dream about owning their own business. However, the first challenge for many of these new business owners is the lack of funding. Typically business owners don't have enough business experience and find it difficult to obtain loans from mainstream banks and lenders in Australia.

Here at Max Funding, we understand these struggles new business owners are faced with. We have revised our criteria so that it is much easier for new businesses to get a loan from us. We are new business-friendly, and unlike traditional banks, we don't require a business plan or a credit check for our pre-approval.

Banks not an option for start-ups

It is clear banks have turned a blind eye to start-ups. To these banks, new businesses are placed under a high-risk category, hence are more inclined to cater towards more well-established businesses that have demonstrated proven profitability within their full financial statements over the past 2-4 years.

Got bad credit record? We can still help.

As you might be aware, having a poor credit history can affect your ability to borrow. But at Max Funding, we would still like to give you a second chance. Whether you have 1 credit default, was bankrupted or have 10 defaults, apply online and get a decision instantly.

$142,546,168 - Funding Requested


Funding Requested

We have assisted many Australian businesses with millions in funding.

8,596+ - Businesses Funded


Businesses Funded

We are dedicated to assisting business owners with their financial needs.

131 - Industries Covered


Industries Covered

Max Funding serves all industries operating in Australia.

Fast approval for new business loans from Max Funding

If you are seeking financial help for your start up business in Australia, Max Funding is your best choice.

Timing is crucial for your start-up, and Max Funding is committed to providing the best funding option tailored to your business needs. It’s easy - start with our quick pre-approval form.

  1. Fill out our online pre-approval form - it'll take only a few minutes to complete.
  2. Upload a few documents from your mobile or computer - make sure they are legible.
  3. Sign the contract, sit back and wait for the money to be deposited into your account, once we have done our final checks.

Funding difficulties are always very stressful for small businesses, especially for start up businesses, who don’t have the trading history and financial records to support them in getting a loan from banks in Australia.

But if you apply with Max Funding, your problems could be resolved easily. We are willing to give start-ups a chance. Instead of a long waiting time, Max Funding provides same-day loans to assist you in starting your business as soon as possible. If you are interested in our services or have any questions, please do not hesitate to contact us.

Why Max Funding?

When looking for start up business funding, Max Funding - Australian leading business lender - can help you. With many years of experience in business lending, Max Funding can walk you through the steps for starting a business and securing the initial financing your business needs. It is essential to the success of your business for you to have enough capital to fund activities to establish an initial client base. To alleviate these issues, consider our business loan for start-up.

Max Funding has been servicing the lending market for more than eight years, and we are friendly to small sized business.

Our experts understand every aspect of your business needs. Unlike big banks, which have long processing times for loan applications, our friendly specialists will contact you at your earliest convenience.

Finding the right loan for your business is not an easy task. However, Max Funding has made it easy for you. With our suitable loan terms that suit your business needs, we’ll devise a plan that suits your small start up business. Unlike traditional banks, we consider clients with bad credit - we believe your history does not define who you are today. Apply online bad credit business loans.

With no hidden charges. Max Funding has the loan product that's right for you.

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