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Low Doc Business Loans

Fast, simple and no fees

Bad credit? OK! New business? OK! Decision in five minutes An alternative to banks
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Low Doc Business Loans - Fact Sheet

Suitable For
  • Start-ups
  • Established business owner
  • Commercial property investors
  • Bad credit history
Pre-approval Time 1 hour to 2 hours
Settlement Time 1 day to 3 days
Loan Term 1 month - 36 months (including term extension)
Flexible Repayment We can design a repayment plan that fits your cash flow. This can be a periodical repayment (e.g. monthly), a lump sum payment or a combination of your choosing. To ease your commitment and allow maximum flexibility, a loan term extension may be available.
Indicative Loan Amount $50,000 +
Asset Eligibility Criteria Real estate property (mortgaged OK)
Financial Statement Optional
Dedicated Account Manager Yes
Tax Deductible Yes
Interest Rate Our interest rate is as low as 1.50% per month. We are very confident that our rate is one of the lowest in the market, if you do find a lower rate, let us know, and we will try to beat it.
Save Interest
  • Pay-off loan early
  • Extra repayments lower the balance

Low Doc Business Loans in Australia

If you are starting up a business or as a self-employed person you need money to invest in your initiatives, you will probably find a wall of obstacles if you try to go with a regular bank to get the money, to begin with.

These financial institutions have become very cautious when it comes to offering loans and most of the time they ask for a great deal of paperwork that you probably don’t have or unable to procure;

If you are in this position that makes you a candidate to apply for low doc business loans from Max Funding. We have less paperwork requirement and loans are easy to qualify.

Whether you are a start-up, having a bad credit history, or self-employed, we all can help. There are only 3 steps to your next low doc business loan and there is no obligation to apply.
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How Does a Low Doc Loan From Max Funding Work?

Low doc business loans are designed for business owners who have difficulty in providing sufficient financials to qualify for a business loan from traditional bankers.

The purpose of a low doc loan is to meet a business's short term financial needs or long term expansion strategy.
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We Are Trusted By Thousands of Australian Small Businesses

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$142,546,168

Funding Requested

We have assisted thousands of Australian businesses with millions in funding.

small businesses

8,596+

Businesses Funded

We are dedicated to assisting business owners with their financial needs.

industries we have worked with

131

Industries Covered

Max Funding serves all industries operating in Australia.

What Is a Low Documentation Business Loan?

As with any financial product that comes out of the blue, the big question is: what is a low doc loan?

We’re an advocate for small business owners in an increasingly complex financial market. We stand by your side.

We get that you are under-served and overlooked. And to us, that’s unacceptable. You can’t afford to waste time on slow lenders and finance options.

And we’re not all talk. We have successfully served hundreds of industries successfully, providing affordable funding and finance options, and we would love to help you too.

At Max Funding, we want to be a part of your business growth. By simplifying the process, offering reliable information, and leading our industry in small business finance, we help our clients reach that goal.

The funding you need to take your small business to the next level is waiting for you. Are you ready to say ‘yes’ to it? Let us guide you to a responsible business finance decision and flexible repayment options. We’re here for you.
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Low Doc Business Loans in Australia

If you are starting up a business or as a self-employed person you need money to invest in your initiatives, you will probably find a wall of obstacles if you try to go with a regular bank to get the money, to begin with.

These financial institutions have become very cautious when it comes to offering loans and most of the time they ask for a great deal of paperwork that you probably don’t have or unable to procure;

If you are in this position that makes you a candidate to apply for low doc business loans from Max Funding. We have less paperwork requirement and loans are easy to qualify.

Whether you are a start-up, having a bad credit history, or self-employed, we all can help. There are only 3 steps to your next low doc business loan and there is no obligation to apply.

Qualify for Low Doc Small Business Loans From Us is Easy

As far as requirements go to get low doc loans in Australia, there is not much you'll need besides your willingness to work hard to pay the loan back.

These types of loans are labelled “unsecured loans” and you won’t need a lot of paperwork to get approval. A bad credit history is not an impediment to get granted.

Having no credit history doesn’t affect your ability to get these loans either. With Max Funding, low doc business loans can be granted on websites so the waiting time is always minimal.

It's also a way to get easy access to cash flow without dealing a ton of bureaucracy and red tape; given the unsecured nature of this loan, the best thing to do is always to be sure about the terms.

We will consider your application case by case as Max Funding is always here to help Australian small business to achieve their maximum potential.
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ABN Low Doc Business Loans

Low Doc business loans are flexible finance solution for ABN holders that do not have sufficient financial.

Having an ABN number or planning to apply for an ABN?

You can borrow up to $1 million with Max Funding for your small business funding needs.

ABN stands for the Australian Business Number, it is the unique 11 number for Australian businesses.

If you want to register for an ABN, please visit business.gov.au for further details.
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Lending Criteria of Max Funding
Low Doc ABN Loans

  • You have an Australian Business Number (ABN)
  • You are planning to apply for an ABN
  • You're over the age of 18
  • Loan repayments are affordable to you
If you meet the above criteria, please hit the apply now button and start the online 3 minutes application. Funding is possible to you within 24 hours once your loan is approved. That’s simple and fast.

Features of a Low Doc loans with an ABN

  • Loans interests may be tax-deductible
  • Loans can be asset-backed or no collateral
  • Opportunity to kick start your own business
  • Low interest rate from just 1.5% per month

FAQs about Low Doc Business Loans

Where Can I Get a Low Doc Business Finance?
Max Funding provides service to businesses in Australian-wide, like Sydney, Melbourne, Brisbane, Perth and so on. We don’t put any kind of restriction on applicants, so most industries are always welcome to make deals with us. Some of the most popular applications of these loans are for construction or commercial property investment to expand physical spaces. The application process is as easy as going to our website and applicants will be asked to provide a minimal amount of information to be pre-selected. Once you get pre-approval, we’ll ask you to provide a little bit more of information and the limited documentation for verification. Once the verification is completed successfully and the contract is signed, the final step is waiting for the money transferred to your accounts.
How Can I Use the Loan?
There are a number of uses you can give to low doc business loans in Australia. Some of the most efficient uses documented so far are to begin a new business venture or to expand an existing one. You may also need to restock your supplies, so you can use the loan to cover unexpected costs. If you need to pay for labour expenses and you don’t have the amount of cash required to do so, the loan can come extra handy. If there is an incoming seasonal influx you can have your back covered with this type of loan. In the end is very much up to you how you use the money, but it’s always good to know that this financial instrument is available out there if you need it.
Can I Get a Loan If I Have an ABN?
ABN loans are available from Max Funding to sole traders, sub-contractor, small business owners and people who want to start up their own company. This type of lending is for business purposes and only accessible by those who have an ABN. As long as the funds are used wholly or predominately for business use, there is no requirement to provide financial statements or tax returns. Best of all, Max Funding does not require the loan applicant to provide a deposit. Therefore, we offer the best financing solution for small businesses with no or limited trading history.
How Does a Low Doc Business Loan Work?
A low doc business loan requires limited financial statements of documents that are used to determine one’s financial background. They are designed for business owners who have difficulty in providing traditional banks with the relevant financials to obtain a business loan.
What Are the Benefits of Low Doc Business Loans for Small Businesses?
The benefits of a low doc business loan is that it provides businesses a source of quick financing, meaning they do not have to wait for the approval times from the regular banks. This is because unlike the loans offered by mainstream lenders, a low doc business loan requires limited financial statements or other trail documents that are used to determine financial history.
Is a low doc business loan the same as an unsecured business loan?
No, a low doc business loan is a loan in which a business is granted funds without needing to excessive financial statements and other documents that indicate the financial background of the business. Whilst an unsecured business loan allows small business owners to obtain funding without the need of any backed-up security.
Are There Limits on How a Business Can Use Low Doc Business Loans?
There are no restrictions as how a business can choose to use the funding obtained from the low doc business loan. It is very much up to the business as to how they wish to use the money – be it restocking supplies, covering unexpected costs or other ventures within the scope of the business’s interest.

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Bring your dream to reality

Bad credit? OK! New business? OK!
Decision in five minutes An alternative to banks
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