Fast Business Loans up to $50,000

Fast, simple and no fees

Bad credit? OK! New business? OK!3 Minutes Application An alternative to banks
Man In Black Crew Neck T Shir Tstanding Beside Green Plant

MaxFunding is now partnering with

Apply in 3 Minutes (Obligation Free)

By submitting, I accept the Privacy Policy and Terms of Service.

MaxFunding is recognised by trusted providers

Logos of three websites. From left to right: The Sydney Morning Herald with the URL "smh.com.au" and the text "The Sydney Morning Herald" beneath it; FINANCIAL REVIEW; and finder.com.au with a magnifying glass icon.

Addressing the Challenge: Navigating Financial Stress in Australia's Small Businesses

A recent survey conducted by Xero shows that 33% of the nation’s small businesses are experiencing financial stress.

Will Buckley, Xero Australia’s country manager, noted that “The stress on business owners to manage different challenges is taking its toll on individuals, so we should be continually looking at ways to ease some of the burdens to help small businesses thrive.”

What’s more alarming is that according to the Australian Business and Family Ombudsman, around 20% of new small businesses will fail in their first year, and around 60% will not survive beyond five years.

business-people-working-on-paperwork

How MaxFunding Equity Loans Work

An icon of a clipboard with a piece of paper attached. The paper displays a simplified image of a person, accompanied by lines of text indicating information, suggesting a document, profile, or resume.

Step 1

Fill out our online pre-approval form - it'll take only a few minutes to complete.

An icon of two overlapping sheets of paper, with grey outlines and light blue accents. The front sheet has three horizontal lines, suggesting text, while the back sheet peeks out from behind, indicating duplication or document-related functions.

Step 2

Upload a few documents from your mobile or computer - make sure they are legible.

stack of money

Step 3

Sign the contract, sit back and wait for the money to be deposited into your account, once we have done our final checks.

Fast Business Loans - Fact Sheet

Suitable For

Start-ups

Established business owner

Commercial property investors

Bad credit history

Settlement Time As quickly as 24 hours
Loan Term 1 month - 2 years
Flexible Repayment

We can design a repayment plan that fits your cash flow.

This can be a periodical repayment (e.g. monthly), a lump sum payment or a combination of your choosing.

To ease your commitment and allow maximum flexibility, a loan term extension may be available.

Indicative Loan Amount $3,000 to $50,000
Asset Eligibility Criteria

We can design a repayment plan that fits your cash flow.

OR

Real estate property (mortgaged OK)

Financial Statement Optional
Dedicated Account Manager Yes
Tax Deductible Yes
Interest Rate

From 1.75% per month

Save Interest

Pay-off loan early

Extra repayments lower the balance

*Information provided on fact sheet is for reference only as we can tailor products to your requirements. Please contact us for further information.

Advantages of Fast Business Loans

There are several advantages of getting fast loans for your business:
Illustration of an open hand facing upwards with a green paper bill with a white circle and rectangle symbol falling into it. The symbol on the bill gives it the appearance of money.

You don’t have to give up anything, pretty much

Other loans require you to give up something, like equity, for equity financing. But with fast loans, you don’t have to worry about that.
A stack of green paper currency with a red upward arrow above it, symbolizing a financial increase or growth. The money is depicted with two small circles and one large circle in the center, resembling a banknote design. The arrow points upward.

You can get a loan even if your business is unprofitable

Fast loans don’t need to look into your books or your business plans.
flexible

You can diversify your sources of funding

A quick injection into your business will go a long way!

Who Can Benefit From A Max Funding Fast Business Loan?

Start-Up Business

Max Funding has a proven track record of helping thousands of small business owners. Whether you are a small cafe owner or building your niche in any other industry, we’ve got your back.

We’ve made our process “new business-friendly”. Max Funding accepts new business owners who have not built their track record.

We also do not require guarantors. We won’t even bother asking for your business plan!

We've observed the challenges start-ups face in obtaining financing as major banks have become more stringent in their credit requirements in response to anticipated regulatory changes.

The upheaval brought about by the Banking Royal Commission, and the heightened market risk capital requirements set by the Basel Committee have had a significant impact on the availability of funds.

Established Business Owner

If you have already made your name in your market, we can still help you access the much-needed funds to help you run your business smoothly!

With more capital, you can invest in expansion, whether opening new locations, reaching new markets, or launching additional product lines. Expansion often leads to increased revenue and market share.

Additional capital can also be used to diversify a business's revenue streams. For example, a restaurant might open a catering service or offer cooking classes. Diversification can help mitigate risk.

Commercial Property Investor

Many property moguls have gone to us for that little bump in acquiring the property they are eyeing and have successfully gained more property to add to their portfolios.

Consumer with a Bad Credit History

Whether you have a bad credit history, we’re here to help! We believe that you deserve a second chance, and we’re also here to help you rebuild your credit.

Max Funding believes that bad credit ratings do not mean the world's end.
 Max Funding isn't just about loans; it's about supporting your business journey whenever you need it.

Let's connect and make your business dreams come true, stress-free and at your rhythm. Your journey to financial ease begins with your reply—let's make it a success!

Top 3 Reasons Why Small Businesses Fail

Experts say that these are the most common reasons why small businesses fail:
A purple shield icon with a person silhouette in the center. The icon represents security or protection related to a user or individual. The shield has a simple design with clean lines and a soft purple hue.

Security of Enthusiasm

Success for entrepreneurs hinges on a delicate balance of two crucial traits.

Sure, passion for your business is great, but having the know-how to keep it going is equally vital.

Just loving something isn't always a ticket to business success.

Sadly, many ventures tank because their founders assume everyone else will share their passion.

industries we have worked with

Poor Market Research

One big reason start-ups often bite the dust is simple: nobody wants what they're selling.

Even the greatest business concepts can crash and burn if there's no one out there looking to buy, or if the market vanishes due to economic shifts or natural calamities.

Illustration of an open hand facing upwards with a green paper bill with a white circle and rectangle symbol falling into it. The symbol on the bill gives it the appearance of money.

Income Security

One of the top culprits behind small business failures is the notorious funding gap.

Running low on cash presents the most significant peril for small businesses.

While owners often grasp their daily financial needs, the foggy picture of revenue generation often leads to a cash flow crisis.

This is where the advantage of fast business loan approval becomes a game-changer for savvy business owners like you.

Why Choose Max Funding?

Here are some of the reasons why Max Funding is the perfect choice for you:
fast

Fast Approval and Funds Transfer

Max Funding understands: Business is a 24/7 dream. Our goal? Easy funding for your business. Your involvement matters - we've made the process simple. Quick responses and availability accelerate your funding, mirroring your business's dynamic pace.
A green, circular arrow curling counterclockwise around a green dollar sign. The arrow has three small, dashed lines near its tail, symbolizing a financial transaction, refund, or cash flow. The image is simple and uses a light green color scheme.

Flexible Repayment

We tailor a repayment schedule to match your cash flow, offering options like periodic payments, lump sum disbursements, or a custom blend of your preference. Plus, you can enjoy added flexibility through potential loan term extensions for a stress-free commitment.
An emoji of a house with a red roof beside a gold medal with the number one on it, representing success in securing business loans.

Asset Eligibility Criteria

Max Funding considers financed registered motor vehicles and mortgaged real estate properties! Talk about trust!
client

Dedicated Account Manager

Get a dedicated account manager for swift loan assistance tailored to your needs. Our team, skilled in various industry nuances, understands your sector's specific challenges and opportunities. We offer loans designed to meet your industry's unique demands.
debt

Tailored Financial Solutions

We recognise that each business is unique and has specific financial requirements. Our Fast Business Loan is designed to offer flexibility. It can be customised to meet your unique business needs, whether for inventory, equipment, marketing, or managing day-to-day operations.
property

No Industry Discrimination

We believe in equal opportunities for all industries. Whether you operate a traditional brick-and-mortar business or a cutting-edge tech startup, we welcome you to apply for our business loans. Your industry's success matters to us.
Interest

Low Interest Rates

Enjoy low interest rates from 1.75% monthly, among the market's best. Found a lower rate? Tell us, and we'll aim to beat it. Our quick application and verification mean fast approval. Sign and verify, and you could receive funds the same day, ensuring timely financial support.

Your Questions, Answered

How can I speed up the application process?
We understand that being a business owner means you're on call 24/7.

While we work diligently, we can't finalise the application without your valuable input.

Your swift responses and accessibility are the most invaluable assistance we could ask for.

If office hours are always a rush, consider setting up a call appointment with your dedicated account manager.

Another option is to ensure you respond to our emails overnight, so we can hit the ground running with your application first thing in the morning.

Your active involvement is key to a seamless process.
What can I use the fast loans for?
Our rapid-term loans offer you the freedom to address any pressing business needs.

Whether it's the urgency of replenishing working capital, meeting payroll, restocking inventory, clearing bills, or upgrading fixtures, we've got you covered.

For non-time-sensitive funding requirements, take the time to explore your alternatives and allocate resources wisely.

If you have a unique situation, our attentive team is here to lend a listening ear.

Don't hesitate to get in touch with us today.
What is the benefit of getting a fast loan?
Our fast loan is tailor-made to tackle those minor business disruptions swiftly.

Running a business demands abundant energy, resources, and attention spread across various facets.

Business owners shouldn't be bogged down by trivial yet urgent financial obstacles.

Our mission is to empower you to concentrate on what truly matters.

Let our streamlined, fast loan process help you regain that focus.

Take action now and reclaim your business's full potential.
What documents do I need?
Simplicity reigns - all we need are your ID, vehicle registration (or property details if applicable), and personal or business bank statements.

Your dedicated account manager will guide you throughout the process, ensuring we present your situation in the best light, considering available assets and business performance.

Reach out to our lending specialist today to discover the full scope of your eligibility.
Can my application be declined?
While we wish we could assist every business owner, evolving legal and credit constraints limit our possibilities.

We're eager to understand your unique circumstances and offer insights on optimising approval odds.

Even if our products don't align, we'll share our seasoned advice and guidance to provide as much support as possible.
Are there fees and charges other than the interest rate?
Rest assured that our service comes at no cost until you determine our product aligns with your needs.

Our commitment is to perform a thorough review of your information, striving to secure the highest possible amount on your behalf.

To complete this process, verification is necessary, and there are associated costs.

However, it's important to note that interest payments are meant to compensate for time and do not cover the expenses of processing your application.
Are there any hidden fees?
Hidden fees? Yeah, they're like those surprise charges you only spot when it's too late.

We're all about keeping it real, no sneaky stuff.

Sure, there are costs, but we'll lay it all out before you fork over your hard-earned money.

If anything feels off or you're curious, chat with us before you lock in. We've got your back!
What can I do to increase my chances of approval?
In a nutshell, a robust situation boosts your odds of approval and a bigger loan.

The strength of your application relies on various factors, including the borrowers involved, available assets, business performance, and credit history.

A simple path to better approval odds is to offer more assets.

Alternatively, team up with a friend or family member who believes in your ability to improve the situation—it can make a difference!

Whether you're igniting your dream venture or tackling cash flow hurdles, our Fast Business Loan is the answer.

Unlike the conventional banking route, we keep it simple—no convoluted financial records are required.

Most small businesses easily meet the criteria. And here's the exciting part—once the verification is a success and the deal is inked, the funds could be in your account the very same day!

With Max Funding, we've been a pillar of support for countless small businesses across Australia every year.

Our essence lies in fostering a genuine partnership, walking alongside you from the inception of your business and beyond.

Whether it's a charming café or a flourishing online venture you're managing, we're here to extend a helping hand and propel you on this exciting journey.

Business Loans Up To $350,000

Apply in 3 Minutes (Obligation Free)

Bad credit? OK! New business? OK!
3 Minutes Application An alternative to banks

By submitting, I accept the Privacy Policy and Terms of Service.