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How To Deal With Unfair Fees And Penalties

The modern style of life has become so intricate with fees and charges in all sorts of services and products that it is almost impossible to avoid them all. You run into many of them while trying to keep yourself safely away from many others. But there are ways that can help you keep away from most of these unnecessary fees and penalties. The sort of fees that are very clear and obvious to be recognized can find a strong defending response from you. Do not hesitate to take a stand against those and raise your voice for the elimination of these charges or compensation of your loss.

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Keep your eyes open

Keeping an eye on any service you avail and knowing the detail of the total charges can avert you from many useless fees.  With more experience in life, you can easily know that a fee is charged in your total expenses. Before you pay it, investigate with the company that has imposed this fee upon you and find out why are you charged with this fee and is it essential for you to pay it.

Courier service isn’t always needed

In this age of electronics many services are completed online. The matter does not need you to wait for the courier to bring you the document that you asked for. Many companies, when preparing for you the bill of all the services so that you can pay them, add courier service among all the other services they provided you.  It is always good that you revise your final bill several times until you get sure that all the charges are genuine and reasonable.

Ask for discounts

You always have the right to ask for discounts and even if a company is not displaying discount on its website, ask them a tailor-made discount for you especially of you are placing a big order. While you get a fair deal with them, keep vigilant of the total bill as there may be some charge for a few services that you do not need anymore.

Reclaiming is an option

Sometimes or many times you end up paying more than what you consumed and the unnecessary fees do not make any sense to you that you feel like reclaiming it. That is fine and you can go with reclaiming a fee that falls under the legal definition of penalty. Such a fee can be taken back through a court case as well if the matter required that.

Finance Expert, Writer, Entrepreneur

Tammy Richards is a passionate finance expert who is also a writer and business owner. With over 10 years of experience as a finance expert, Tammy wants to share her knowledge with her readers.

Tammy covers and simplifies a range of financial topics, including how start-ups can raise capital and how established businesses can grow successfully. It is clear that she is firmly on the side of Australian small business owners.
Tammy keeps her fingers on the pulse of financial updates. Through her articles, she regularly shares the latest tips and traps around financial products such as business loans and credit cards. She also delivers her information in an easily consumable and interesting way.

Tammy is a keen advocate of promoting financial literacy. She aims to educate small business owners by providing financial insights into common financial problems that businesses face.

“More than anything, I am enthusiastic about using my experience to help Australian small business owners to achieve their financial and business goals,” she says.

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