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Tammy Richards

Finance Expert, Writer, Entrepreneur

Tammy Richards is a passionate finance expert who is also a writer and business owner. With over 10 years of experience as a finance expert, Tammy wants to share her knowledge with her readers.

Tammy covers and simplifies a range of financial topics, including how start-ups can raise capital and how established businesses can grow successfully. It is clear that she is firmly on the side of Australian small business owners.
Tammy keeps her fingers on the pulse of financial updates. Through her articles, she regularly shares the latest tips and traps around financial products such as business loans and credit cards. She also delivers her information in an easily consumable and interesting way.

Tammy is a keen advocate of promoting financial literacy. She aims to educate small business owners by providing financial insights into common financial problems that businesses face.

“More than anything, I am enthusiastic about using my experience to help Australian small business owners to achieve their financial and business goals,” she says.

8 Tips For Growing A Successful Business in 2020

Entering into a competitive market and setting up a business is not an easy task. It requires a lot of research and knowledge to develop and establish a certain enterprise in the market.

8 Tips For Growing A Successful Business in 2020 was last modified: December 23rd, 2019 by Tammy Richards
Funding

How Do You Get A Short Term Business Loan in 2020?

Any business requesting a loan with poor credit is considered to be at a higher risk of defaulting any loan granted them. This makes short-term business loans challenging for some startups or small business owners. However, there are other financing options available to you in these situations. There are numerous alternative lenders who can provide financing options to borrowers with a spotty credit history.

How Do You Get A Short Term Business Loan in 2020? was last modified: December 23rd, 2019 by Tammy Richards

When to Consider Getting an Unsecured Business Loan?

When you do not want to give away equity in the business, such as shares.

 

Loans do not require you to give up any shares in your company, and you can pay a loan off at a fixed cost over time. That allows you to plan ahead as well.

 

If you are just starting a business or wanting to expand an established one, you should avoid spending your own short-term profits to purchase long-term assets.

When to Consider Getting an Unsecured Business Loan? was last modified: December 23rd, 2019 by Tammy Richards
Competitor

Benefits Of Purchasing A Franchise

There are numerous benefits to starting a franchise-based business as opposed to starting your own business. The following are some of the most important ones:   A proven business model   A franchise will often be acquired by a franchisee…

Start Up Business Loans and Alternatives

Are you interested in getting a business loan without having to put up any collateral? If so, the first thing that you need to understand is that there are two major kinds of loans: unsecured and secured.

Start Up Business Loans and Alternatives was last modified: July 26th, 2019 by Tammy Richards