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Cairns is more than just a gateway to the Great Barrier Reef—it’s a thriving economic hub with opportunities in tourism, agriculture, retail, and professional services. Whether you’re a small business owner or an established company, Max Funding offers tailored business loans to help you grow and succeed.
Apply Now and drive your Cairns business forward with our flexible and competitive loans.
Fill out our quick application form.
We'll review and respond within 24 hours.
Once approved, funds are transferred securely and fast.
Unlike banks and other lenders, Max Funding offers:
| Feature | Max Funding | Traditional Banks | Other Lenders |
|---|---|---|---|
| Approval Time | 24-hour approval | Several days to weeks | 2-5 business days |
| Interest Rates | Competitive, lower rates | Often higher, rigid rates | Varies, often higher with additional fees |
| Support | Personalised, tailored financial advice | Generic customer service | Basic support, no tailored advice |
| Hidden Fees | No hidden fees, transparent structure | May include hidden fees or complex terms | Frequently has additional or hidden fees | Repayment Options | Flexible plans tailored to your needs | Fixed repayment terms | Limited flexibility in payment plans | Approval Rates | High approval rate, even with bad credit | Low approval rate, especially for new businesses | Medium approval rate, dependent on credit score | Collateral Requirements | No collateral required for most loans | Requires substantial collateral or assets | Often requires collateral | Loan Amount | Up to $1,000,000 | Limited for small businesses, strict limits | Typically lower, varies widely | Application Process | Simple online form, quick response | Lengthy paperwork and in-person meetings | Moderate application process, some online | Customer Type | Small businesses, start-ups, bad credit ok | Established businesses with good credit | Established businesses with decent credit | Industry Coverage | All industries, flexible criteria | Restrictive based on industry risk | Varies based on the lender’s focus | Documents Needed | Minimal—ID, bank statements, asset docs (if applicable) | Extensive—financial statements, business plans, tax returns | Moderate—usually requires financial statements and tax returns | Credit Score | Low to no minimum credit score required | High credit score required (typically 700+) | Medium credit score required (600-700) |
We offer a variety of business loans to meet your needs, including:
Keep your cash flow steady and cover day-to-day expenses.
Grow your business, hire staff, or open a new location.
Purchase or upgrade machinery, tools, or vehicles.
Get the funding needed to launch a new business.
Cairns is a strategic location for businesses, thanks to its connectivity to national and international markets.
Combine these grants with Max Funding’s business loans to maximise your financial resources.
Max Funding offers flexible loan terms tailored to your business’s needs.
A local seafood distributor in Cairns used Max Funding’s Expansion Loan to upgrade storage facilities and increase exports. Within 18 months, revenue grew by 35%, allowing the business to expand into new markets.
Client Testimonial: “Max Funding made it easy for us to access the funding we needed. The process was smooth, and we saw growth almost immediately!”
*Some details are omitted to protect the privacy of our clients.
Whether you're expanding your business, upgrading equipment, or managing cash flow, Max Funding is here to support your growth. Start your application today and join the many successful businesses in Hobart that have benefited from our financial expertise.
We cater to businesses across various industries, including tourism, retail, agriculture, and professional services.
Our rates start from 1.25% (Subject and tailored to your business needs), depending on the loan type and your business’s financial profile.
By submitting, I accept the Privacy Policy and Terms of Service.
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