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Tammy Richards

Finance Expert, Writer, Entrepreneur

Tammy Richards is a passionate finance expert who is also a writer and business owner. With over 10 years of experience as a finance expert, Tammy wants to share her knowledge with her readers.

Tammy covers and simplifies a range of financial topics, including how start-ups can raise capital and how established businesses can grow successfully. It is clear that she is firmly on the side of Australian small business owners.
Tammy keeps her fingers on the pulse of financial updates. Through her articles, she regularly shares the latest tips and traps around financial products such as business loans and credit cards. She also delivers her information in an easily consumable and interesting way.

Tammy is a keen advocate of promoting financial literacy. She aims to educate small business owners by providing financial insights into common financial problems that businesses face.

“More than anything, I am enthusiastic about using my experience to help Australian small business owners to achieve their financial and business goals,” she says.

Finance

Everything You Ever Wanted To Know About Long-Term Business Loans

What makes a long-term business loan different than regular loans is that you can pay it back over a longer period of time. The lender can use this money for various business-related expenses such as to buy a commercial vehicle, equipment or a building, and to hire new people.

Everything You Ever Wanted To Know About Long-Term Business Loans was last modified: July 26th, 2019 by Tammy Richards
Credit Report

Comprehensive Credit Reporting

What is the Comprehensive Credit Reporting? Since 1st of July, credit reporting in Australia has changed, is “Comprehensive Credit Reporting” (CCR). The changes are that CCR including not only defaults and bankruptcies but also more positive credit data, which means…