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Ballarat is one of Victoria’s fastest-growing regional economies, with thriving industries in manufacturing, tourism, healthcare, and education. Whether you’re a small local business or an established company, Max Funding offers tailored business loans to help you grow and succeed.
Apply Now and power up your Ballarat business with our flexible, competitive loans.
Fill out our quick application form.
We'll review and respond within 24 hours.
Once approved, funds are transferred securely and fast.
Unlike banks and other lenders, Max Funding offers:
| Feature | Max Funding | Traditional Banks | Other Lenders |
|---|---|---|---|
| Approval Time | 24-hour approval | Several days to weeks | 2-5 business days |
| Interest Rates | Competitive, lower rates | Often higher, rigid rates | Varies, often higher with additional fees |
| Support | Personalised, tailored financial advice | Generic customer service | Basic support, no tailored advice |
| Hidden Fees | No hidden fees, transparent structure | May include hidden fees or complex terms | Frequently has additional or hidden fees | Repayment Options | Flexible plans tailored to your needs | Fixed repayment terms | Limited flexibility in payment plans | Approval Rates | High approval rate, even with bad credit | Low approval rate, especially for new businesses | Medium approval rate, dependent on credit score | Collateral Requirements | No collateral required for most loans | Requires substantial collateral or assets | Often requires collateral | Loan Amount | Up to $1,000,000 | Limited for small businesses, strict limits | Typically lower, varies widely | Application Process | Simple online form, quick response | Lengthy paperwork and in-person meetings | Moderate application process, some online | Customer Type | Small businesses, start-ups, bad credit ok | Established businesses with good credit | Established businesses with decent credit | Industry Coverage | All industries, flexible criteria | Restrictive based on industry risk | Varies based on the lender’s focus | Documents Needed | Minimal—ID, bank statements, asset docs (if applicable) | Extensive—financial statements, business plans, tax returns | Moderate—usually requires financial statements and tax returns | Credit Score | Low to no minimum credit score required | High credit score required (typically 700+) | Medium credit score required (600-700) |
We provide a wide range of business loans to suit your specific needs, including:
Manage your day-to-day operations with steady cash flow.
Planning to grow your business? Our expansion loans help finance new locations, equipment, or staffing needs.
Need new machinery or technology? Our equipment loans are tailored to help businesses invest in essential tools.
Ballarat’s economy is diverse, offering strong opportunities for entrepreneurs and businesses looking to expand.
By combining these grants with our loans, Ballarat businesses can maximise their financial growth potential.
At Max Funding, we offer flexible loan terms to suit your business’s needs.
A Ballarat-based manufacturing company, used our business loan to invest in new production equipment and expand operations. Within 12 months, their revenue increased by 40%.
Client Testimonial: “Max Funding provided us with the support we needed to take our business to the next level. The process was seamless, and we had our loan approved within a day.”
*Some details are omitted to protect the privacy of our clients.
Whether you're expanding, upgrading equipment, or managing cash flow, Max Funding is here to support your business growth. Start your application today and join the many successful businesses in Ballarat that have benefited from our financial expertise.
We support businesses across industries, including retail, hospitality, construction, and healthcare.
Our interest rates start from 1.25% (Subject and tailored to your business needs), depending on the loan type and your business qualifications.
By submitting, I accept the Privacy Policy and Terms of Service.
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